Investment Growth Calculator
See how your investments could grow over time with compound interest
Investment Details
Enter your investment information
$
$0$100,000
$
$0$2,000
20 years
1 year50 years
8%
0%15%
Note: Historical average annual return for the S&P 500 is around 10% (7% adjusted for inflation)
Investment Projection
Based on the information you provided
Future Value
$343,778
in 20 years
Total Interest Earned
$213,778
from compound growth
Initial Investment$10,000
Total Contributions$130,000
Total Interest Earned$213,778
Future Value$343,778
Inflation-Adjusted Value$209,798
The Power of Compound Interest
Your investment will grow by $213,778, which is 164% of your total contributions. This demonstrates how compound interest can significantly increase your wealth over time.
About Investment Growth
This calculator demonstrates the power of compound interest and regular investing over time. Compound interest means that you earn interest not only on your initial investment, but also on the interest you've already earned, creating a snowball effect that accelerates your wealth growth.
Investment Strategies
- Dollar-Cost Averaging: Investing a fixed amount regularly regardless of market conditions
- Diversification: Spreading investments across different asset classes to reduce risk
- Long-Term Investing: Staying invested through market cycles to benefit from compound growth
- Tax-Advantaged Accounts: Using accounts like 401(k)s and IRAs to reduce tax impact
- Reinvesting Dividends: Automatically reinvesting dividends to purchase more shares
Investment Considerations
- Risk Tolerance: Higher returns typically come with higher risk and volatility
- Time Horizon: Longer investment periods can help smooth out market fluctuations
- Inflation: Consider how inflation will affect the purchasing power of your future savings
- Fees: Investment fees can significantly impact long-term returns
- Rebalancing: Periodically adjusting your portfolio to maintain your desired asset allocation